Scottsdale Homes with Owner May Carry New Financing

Scottsdale Homes with Owner May Carry New Financing

Welcome to Scottsdale, a vibrant city located in Maricopa County, Arizona. Known for its stunning desert landscapes, upscale shopping, and renowned golf courses, Scottsdale offers a unique blend of natural beauty and urban amenities.

Situated in the heart of the Sonoran Desert, Scottsdale boasts a warm climate with over 300 days of sunshine each year, making it an ideal destination for outdoor enthusiasts. Whether you enjoy hiking through scenic trails, exploring the McDowell Sonoran Preserve, or horseback riding in the desert, Scottsdale has something for everyone.

One of the unique features of the real estate market in Scottsdale is the availability of homes with owner financing options. If you're in the market for a new home and looking for alternative financing options, Scottsdale offers a range of properties where the owner may carry new financing. This means that instead of going through traditional lenders, you have the opportunity to negotiate terms directly with the seller, potentially making the home-buying process more flexible and accessible.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Scottsdale's homes with owner financing can provide you with the opportunity to achieve your real estate goals. From charming single-family homes in family-friendly neighborhoods to luxurious estates with breathtaking views, there are options to suit every taste and budget.

If you're ready to experience the beauty and convenience of Scottsdale living, explore the homes with owner financing available in this vibrant city. With its desirable location, stunning natural surroundings, and unique real estate opportunities, Scottsdale is the perfect place to call home.

Newest Scottsdale Homes with Owner May Carry New Financing

Parcel 4 -- APN 219-37-772 1.176 acres, RU-43 zoning, no HOA. Fronts 164th Street on its west boundary. No utilities on site except power, believed to be adjacent to the property line via SRP -- buyer to verify. No well or water source on site. Seller will accept cash, conventional, or seller carry.

4x N 164th Street Unit -, Scottsdale

1.176 acres, RU-43 zoning, no HOA. Fronts 164th Street on its west boundary. No utilities on site except power, believed to be adjacent to the property line via SRP -- buyer to verify. No FEMA Flood Plain.

1x N 164th Street Unit -, Scottsdale

5 Beds ⋅ 6 Baths ⋅ 7060718 MLS ⋅ 6,035 SqFt.

Seller finance great TERMS .This Sonoran Sky Estate offers elevated desert living in the guard-gated community of Whisper Rock. Set on approximately 1.17 acres, this impressive single-level residence spans nearly 6,300 square feet with five bedrooms, six bathrooms, a four-car garage and private guest accommodations. Designed for both grand entertaining and everyday comfort, the home features a chef-inspired kitchen with furniture-grade cabinetry, an oversized island, professional-style gas cooking, multiple ovens, walk-in pantry and wine refrigeration. Retracting glass doors create a seamless connection to the expansive covered patios, outdoor kitchen and private resort courtyard. The backyard showcases a heated pool and spa, water features, recreation lawns and multiple gathering areas framed by natural desert scenery. Above it all, a rooftop terrace with a stone fireplace captures panoramic mountain, sunset and city-light views. Interior highlights include a private theater, custom office with floor-to-ceiling millwork, intimate wine lounge and a luxurious primary suite with dual walk-in closets and a spa-inspired bath. Four additional ensuite bedrooms provide exceptional privacy for family and guests. Smart-home infrastructure, automated pool features and thoughtful indoor-outdoor design complete this distinctive Whisper Rock estate. Seller financing may be available with attractive terms.

7254 E Sonoran Trail, Scottsdale

4 Beds ⋅ 2 Baths ⋅ 7057260 MLS ⋅ 2,186 SqFt.

** 5.99% ** Seller Financing down to 580 credit! Payment equates to $4018 per month. Tremendous opportunity to own a 1/3 acre lot in 85254! This charming piece of Paradise appeals to a buyer looking for a turn-key upgraded home - or an investor looking to add substantial square footage. 14,106 SQFT Lot with NO HOA! Seller owns a mortgage company and will handle directly. Ideal scenario for Self Employed buyers unable to obtain Conventional or Bank Statement Financing.

5050 E Paradise Drive, Scottsdale

Come Build your dream home on this stunning 1-acre lot featuring breathtaking mountain and desert views. Nestled in a peaceful, secluded area, this buildable lot offers ample space with no HOA restrictions, access to a brand new well for water, primary electric to the lot, & a brand new paved road for access. Enjoy the convenience of nearby amenities, including shopping, dining, and healthcare, while being moments from outdoor adventures and vast City of Scottsdale hiking / walking trails. Lot Price is contingent on building through Diamante Homes, Inc.

13611 E Baker Drive Unit 1, Scottsdale

3 Beds ⋅ 4 Baths ⋅ 7051929 MLS ⋅ 2,463 SqFt.

FRACTIONAL OWNERSHIP! Rare fractional ownership opportunity at Scottsdale's prestigious Phoenician Residences. Own 3 weeks/year in a luxury 3BR+den, 3.5BA end-unit villa with golf & mountain views. Includes prime Week 12 (Spring Training), Week 42 (Fall) & a floating Summer week. Ultra-flexible: stay only 1 week (Spring or Fall); convert remaining weeks to Marriott points for global travel! Villa features a private pool, hot tub, grill, fire pit, fireplace & full kitchen. Enjoy twice-daily housekeeping, a dedicated concierge, private golf cart & full 5-star hotel resort access. BONUS: 2026 yearly dues ($27,883) are already paid in full by the seller!

6000 E Camelback Road E Unit 7707, Scottsdale

3 Beds ⋅ 2 Baths ⋅ 7051218 MLS ⋅ 1,290 SqFt.

SELLER FINANCING AVAILABLE! Single story 3 bedroom, 2 bathroom home in the heart of Scottsdale Estates, close to Old Town. Quartz counters, white shaker cabinets, kitchen island, electric range, built in microwave, and dishwasher. Wood look flooring and quartz vanity bathrooms with tile showers. The backyard is built for entertaining, with a covered patio, built in BBQ, wood fired pizza oven, and fire pit. One car garage plus a driveway with room for multiple vehicles, no HOA. A rare find in one of Scottsdale's most established neighborhoods.

1808 N 87th Place, Scottsdale

2 Beds ⋅ 2 Baths ⋅ 7050704 MLS ⋅ 1,365 SqFt.

Experience Desert Living in this stunning 2bd, 2bth high-rise condo at the prestigious Optima Kierland. This east-facing second-floor residence offers excellent natural light with sunrise and city views. The great room features an open layout to the kitchen & direct access to a private balcony. Split floor plan provides privacy, and both bedrooms include ensuite bathrooms. Optima Kierland offers premier amenities, including a rooftop pool with mountain views, rooftop walking/running track, outdoor kitchens and BBQs, heated pool and spas, fitness center, locker rooms, sauna and steam room, indoor basketball court, smashball court, yoga room, virtual golf, media room, gaming area, party room, and lobby coffee bar. All within walking distance to Kierland Commons & Scottsdale Quarter!

7180 E Kierland Boulevard Unit 217, Scottsdale

2 Beds ⋅ 2 Baths ⋅ 7050313 MLS ⋅ 710 SqFt.

Beautifully remodeled condo in the desirable Pima Plaza Estates, ideally situated in the heart of Scottsdale. Blending modern style with timeless finishes, this move-in-ready home offers 2 bedrooms, 2 full bathrooms, and 710 square feet of thoughtfully designed living space with an open-concept layout. The updated kitchen features quartz countertops, contemporary cabinetry, stainless steel appliances, and a peninsula with additional seating and workspace, making it perfect for everyday living and entertaining. Throughout the home, you'll find durable wood-look tile flooring, fresh neutral paint, updated lighting and plumbing fixtures, and beautifully renovated bathrooms. The spacious primary suite includes a private en-suite bath and a generous closet for added comfort and convenience. Step outside to your private balcony, an ideal spot to enjoy your morning coffee or relax with friends. The home also includes an assigned covered carport parking space. Residents of Pima Plaza Estates enjoy access to a community pool, outdoor grilling areas, and beautifully maintained grounds. The location offers exceptional convenience with Scottsdale Fashion Square, the Hayden Greenbelt, parks, walking and biking trails, dining, entertainment, and Old Town Scottsdale all just minutes away.

1650 N 87th Terrace Unit B2, Scottsdale

Opportunity to own a fully attached fourplex in South Scottsdale, minutes from Old Town Scottsdale, Scottsdale Fashion Square, dining, entertainment, golf, and major employment centers. Located in a mixed-use corridor surrounded by established commercial, retail, restaurants, and services, offering strong visibility and long-term growth. All units share the same floor plan and square footage. Current owner combined two units to create a personal studio space and uses remaining units for personal use. Seller is willing to reinstall the separating wall prior to closing, restoring the property to its original four-unit configuration. Near Loop 101, this property offers strong rental income potential and long-term appreciation in one of Scottsdale's most desirable locations.

6722 E Avalon Drive, Scottsdale

3 Beds ⋅ 2 Baths ⋅ 7041283 MLS ⋅ 1,276 SqFt.

Location,style and Limitless Potential!Nestled in one of South Scottsdale's most coveted neighborhoods--where surrounding homes reach the $1M mark--this gorgeous 3-bedroom,2-bathroom gem offers incredible value in an unbeatable location.Step inside to find a beautifully updated interior featuring on-trend, contemporary finishes in both the kitchen and bathrooms. The finely appointed kitchen is a chef's delight, boasting a spacious, open-concept layout that flows seamlessly into the great room--perfect for entertaining. The property also features a convenient enclosed garage.Outside, the massive backyard is a blank canvas for your backyard oasis,already equipped with a dedicated dog run and offering more than enough room for a sparkling pool,outdoor kitchen,or whatever you can dream up!

8450 E Windsor Avenue, Scottsdale

Electric on property! This rare 3-acre North Scottsdale property, consisting of two parcels sold together, is the perfect setting for your dream home with stunning views of the iconic Four Peaks. A major benefit is that electricity is already on-site, including a transformer. Seller financing is available. Enjoy the best of desert living with easy access to dining, shopping, golf, hiking, mountain biking, and horseback riding. Popular trailheads such as Fraesfield Trailhead and Tom's Thumb Trailhead are just minutes away. Take in mountain views, star-filled skies, and peaceful surroundings while still being close to all that Scottsdale has to offer.

301XX E Las Piedras Way Unit -, Scottsdale

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.