Scottsdale Homes with FHA New Financing

Scottsdale, located in Maricopa County, Arizona, is a vibrant city known for its luxurious lifestyle and breathtaking desert landscapes. With its warm climate and stunning natural beauty, Scottsdale offers residents a unique blend of outdoor adventures and urban amenities.

As a popular destination for homebuyers, Scottsdale provides a range of housing options, including homes eligible for FHA new financing. FHA loans are a type of mortgage that is insured by the Federal Housing Administration, making it an attractive option for first-time homebuyers or those with lower credit scores.

The availability of FHA new financing in Scottsdale opens up opportunities for prospective buyers to enter the real estate market with more flexible loan requirements. Whether you're looking for a cozy condominium in the heart of Old Town Scottsdale or a spacious single-family home in a family-friendly neighborhood, there are numerous options available.

One of the advantages of FHA loans is the low down payment requirement, which allows buyers to purchase a home with as little as 3.5% down. Additionally, FHA loans often have more lenient credit score requirements compared to conventional loans, making homeownership more accessible to a wider range of buyers.

If you're considering purchasing a home in Scottsdale, exploring the FHA new financing options can be a great way to make your dream of homeownership a reality. With its desirable location, thriving economy, and diverse real estate market, Scottsdale offers a promising investment opportunity for homebuyers.

Newest Scottsdale Homes with FHA New Financing

$529,900

2 Beds ⋅ 2 Baths ⋅ 7085982 MLS ⋅ 1,347 SqFt.

Experience the effortless elegance of Southwest living in Century Place, ideally positioned alongside Orange Tree Golf Course. Beautifully enhanced with many improvements, this exceptional single-level townhome blends timeless Scottsdale character with elevated indoor-outdoor living. Offering 2 bedrooms, 2 baths, 1,347 square feet, and a private 2-car garage, the home has been thoughtfully refined for both everyday enjoyment and effortless entertaining. Inside, warm Saltillo tile, graceful arched doorways, newer windows, beautifully remodeled bathrooms, and an updated kitchen create a sophisticated Southwestern aesthetic. The true centerpiece is the spectacular backyard, completely reimagined in March 2026. Expansive pavers, sculptural cactus landscaping, updated irrigation, and a thoughtfully designed outdoor living area create a private retreat that feels like a natural extension of the home. High-quality Infinity doors open the living space to the patio, creating an exceptional setting for morning coffee, sunset cocktails, or entertaining under the Arizona sky. The roof was recoated in May 2024 and includes a 5-year warranty, adding peace of mind to this beautifully maintained property. Minutes from Paradise Valley's premier shopping and dining, with Scottsdale Quarter and Kierland Commons approximately 15 minutes away and Sky Harbor approximately 20 minutes away. A distinctive blend of refined Southwest style, meaningful investment, and exceptional outdoor living in one of Scottsdale's most convenient locations.

5619 E Century Lane, Scottsdale

$397,900

2 Beds ⋅ 2 Baths ⋅ 7085788 MLS ⋅ 1,154 SqFt.

: Enjoy this beautiful fully furnished condo in a gated community. The condo features beautiful hardwood floors, Granite countertops, great separation of space, Heated year round pool and spa and a work out facility. Conveniently located close to shopping and entertainment. Including casinos and spring training

11680 E Sahuaro Drive Unit 1023, Scottsdale

$520,000

3 Beds ⋅ 2 Baths ⋅ 7085580 MLS ⋅ 1,192 SqFt.

Step into this wonderfully open and bright-meticulously maintained floor plan. This single level home has natural light throughout. Featuring high ceilings in the living room area, 3 generously sized bedrooms, and thoughtful updates: renovated kitchen, new front security door for added peace of mind, brand-new windows, sliding doors, roof, new water heater, and a 4-year-old HVAC system -- meaning less maintenance and more time to enjoy your space. Live here for the truly carefree lifestyle you've been searching for.

9083 E Winchcomb Drive, Scottsdale

$765,000

4 Beds ⋅ 2 Baths ⋅ 7085502 MLS ⋅ 1,916 SqFt.

Welcome to this spacious 4-bedroom home featuring a wonderful split floor plan with plenty of room to live, work, and entertain. Originally designed as a model home, the former model's office has been thoughtfully transformed into a generously sized 4th bedroom, offering exceptional flexibility for guests, a home office, or additional living space. This home includes a 10-year transferable warranty on the roof, a newer A/C unit and a new dishwasher. The upgraded kitchen and baths add a more modern appeal, newer recessed lighting throughout provides plenty of light, while the cozy fireplace creates a warm and inviting focal point in the living area. Outside, the possibilities are endless on this large lot with a spacious backyard, mature shade trees, and plenty of room to create your dream pool oasis. A sizeable side yard patio provides for additional entertaining space and leads to a permitted detached workshop that offers incredible versatility and could easily be transformed into separate guest quarters, a private home office, or garage. With its combination of functional living spaces, extensive outdoor areas, and valuable flex spaces, this property offers a rare opportunity to make this home truly your own. Located in a highly desirable area between Kierland Commons/Scottsdale Quarter and the new PV Reimagined shopping, dining, and lifestyle destinations, this home offers both an exceptional living environment and a prime location.

14256 N 60th Street, Scottsdale

$699,900

4 Beds ⋅ 3 Baths ⋅ 7085405 MLS ⋅ 1,756 SqFt.

STUNNING 4 BED/3 BATH Scottsdale remodel you'll wish you'd seen first. Some homes get flipped; this one got an elevated point of view. Welcoming front patio, historic red brick &Peppercorn accents set the tone. Inside: smooth walls, luxury finishes & a custom kitchen w/ quartz counters & a waterfall-edge island. New roof, HVAC & windows. Two primary suites, each w/ a full bath, offer rare flexibility w/ luxury finishes. Bedrooms 3&4 connect Jack-&-Jill style for guests, an office or a gym. Open living & dining lead to spacious backyard w/ RV access, parking, a large side yard & rear entry. One of a kind was the Vision & Lewis Understood the assignment. Perfect Home equipped for Home Offices or Entertaining Guests! Location story is Sunrise Hikes, golf before lunch, OldTown after dark!

8502 E Lewis Avenue, Scottsdale

$500,000

2 Beds ⋅ 2 Baths ⋅ 7085349 MLS ⋅ 1,070 SqFt.

Welcome to this beautiful single-level patio home situated on a prime corner lot along the greenbelt in Central Scottsdale's desirable Arroyo Verde Homes community. Featuring high vaulted ceilings, an open-concept kitchen and living area and stainless steel appliances, this turn-key residence also includes an attached 2-car garage and the option to be purchased fully furnished. Major updates provide peace of mind with a new roof and HVAC system installed in 2021. Residents enjoy well-maintained grounds with mature landscaping, heated community pool and spa and gate access to the canal path and Silverado Golf Club. Ideally located near shopping, hiking, entertainment, golf, and fine dining--this property is a must-see!

6459 N 77th Way, Scottsdale

$555,000

3 Beds ⋅ 2 Baths ⋅ 7085335 MLS ⋅ 1,377 SqFt.

Beautifully updated and move-in ready, this 3-bedroom, 2-bath home features modern finishes and a bright, open layout designed for easy everyday living. The kitchen showcases crisp cabinetry, stainless steel appliances, a large island with seating, open shelving, and a modern tile backsplash. LVP flooring flows throughout the main living areas, creating a warm and cohesive feel. Step outside to a spacious backyard with extra storage, offering low-maintenance living or a blank canvas to create your own outdoor space. Enjoy beautiful Papago Red Mountain views and an exceptional Scottsdale location close to dining, shopping, parks, entertainment, and major roadways

6614 E Latham Street, Scottsdale

$789,000

3 Beds ⋅ 3 Baths ⋅ 7085257 MLS ⋅ 1,715 SqFt.

Picture mornings with coffee on the covered patio, bougainvillea in full bloom and the waterfall spilling into the pool. Afternoons mean a swim under the shade sails, and evenings wind down in the spa after a sunset hike in the McDowell Sonoran Preserve, just up the road. Inside, this single-level North Scottsdale pool home is move-in ready, with fresh interior paint, wood-look luxury vinyl plank flooring (2024), plantation shutters, and no carpet. The updated kitchen invites everyone to gather around its large island overlooking the pool, with shaker cabinetry featuring soft-close drawers and doors, granite countertops, a travertine backsplash, and stainless steel appliances. Whole-home water filtration plus reverse osmosis at the sink means better water from every tap. Three full baths set this home apart, including a third bath with its own exterior door so swimmers can come straight in from the heated pool. The primary suite opens directly to the backyard, and low-maintenance artificial turf keeps the yard green year-round. The big-ticket items are already handled: newly added tankless water heater, roof (2020), AC (2016) with additional duct sealant in 2023 for added efficiency, pool resurfaced (2017), new pool heater (2025), and new dual-pane windows (2024). Mayo Clinic, BASIS Scottsdale, Taliesin West, and Shea corridor dining are all minutes away.

11948 N 110th Street, Scottsdale

$1,300,000

3 Beds ⋅ 2 Baths ⋅ 7085235 MLS ⋅ 1,679 SqFt.

This is where you build your Dream Home!!! The existing home is either a fixup or a tear-down on a great near acre lot . No HOA, Horse property, No power lines, not a flood Zone, Flat easy to build lot, with brand new homes popping up all the time. This size lot isn't available in Scottsdale all the time. The property behind this just sold for 1.6mil and they tore it down to rebuild. Property is AS IS, No Repairs. Welcome to your new project!!!

8601 E Cactus Road, Scottsdale

$240,000

1 Beds ⋅ 1 Baths ⋅ 7085145 MLS ⋅ 702 SqFt.

Experience the ultimate Scottsdale lifestyle in this beautifully refreshed 1-bedroom, 1-bath condo perfectly positioned just steps from the energy of Old Town and directly across from Fashion Square. Whether you're searching for the perfect lock-and-leave getaway, a stylish full-time residence, or a high-demand investment opportunity, this move-in-ready gem checks every box. Inside, you'll find a bright, modern living space with updated finishes, warm wood-style flooring, and a comfortable open layout designed for easy living. Spend your days relaxing by the heated community pool, exploring nearby parks and the Phoenix Zoo, or enjoying Scottsdale's premier dining, shopping, and nightlife just moments away. Priced right and located in one of the Valley's most desirable areas

4620 N 68th Street Unit 108, Scottsdale

$824,000

3 Beds ⋅ 2 Baths ⋅ 7084986 MLS ⋅ 1,616 SqFt.

A rare find in Scottsdale's coveted ''Magic Zip Code'' 85254! Thoughtfully curated, this move-in-ready single-level Country Trace home is anything but a cookie-cutter remodel. BRAND-NEW modern pool with Baja shelf and freshly completed backyard landscaping create a private outdoor retreat ready to enjoy year-round! Inside, the open floor plan features vaulted ceilings, porcelain wood-look tile, modern LED lighting and a stylish kitchen with waterfall quartz countertops and stainless appliances. Primary suite offers dual vanities, walk-in closet and private patio access. Two additional bedrooms provide flexibility for guests or office space. Minutes from Kierland Commons, Scottsdale Quarter, world-class golf, dining, shopping and Scottsdale Airport. A truly turnkey 85254 lifestyle!

6725 E Kings Avenue, Scottsdale

$350,000

2 Beds ⋅ 2 Baths ⋅ 7084957 MLS ⋅ 1,059 SqFt.

Location, location, location! Just minutes from Stone Creek Golf Course, tons of shopping, dining, and hiking. Great open floor plan featuring a cozy fireplace, two master bedrooms, updated kitchen with stainless steel appliances, quartz countertops and a breakfast bar. The balcony overlooks the pool sparkling pool. Additional features include in-unit laundry, assigned parking, storage, and a balcony overlooking the courtyard and pool. Community also includes resort-style amenities such as fitness center, and access to scenic walking and biking paths along Stone Creek Golf Course. This property is leased until 11/26 for $1,695 per month. Buy now as an investment or buy and spend Christmas in your new home. NO SHOWINGS AT THIS TIME. BUYER MAY VIEW PROPERTY DURNING INSPECTION PERIOD.

4850 E Desert Cove Avenue Unit 335, Scottsdale

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.