Tempe Homes with Owner May Carry New Financing

Tempe, located in Maricopa County, Arizona, is a vibrant city that offers a diverse range of amenities and opportunities for residents and visitors alike. Known for its thriving economy, excellent educational institutions, and a wide array of recreational activities, Tempe is an attractive destination for those looking to settle down in the Grand Canyon State.

As a part of Maricopa County, Tempe benefits from the county's strong real estate market and favorable economic conditions. One notable feature of the local housing market is the availability of homes with owner financing options. These homes, often referred to as "Owner May Carry" or "OMC" properties, provide an alternative financing solution for buyers who may not qualify for traditional bank loans or prefer more flexible terms.

With owner financing, buyers can negotiate directly with the seller to establish the loan terms, including the down payment, interest rate, and repayment schedule. This arrangement can be particularly beneficial for individuals with less-than-perfect credit or those who are self-employed and have difficulty meeting strict lending criteria.

By opting for an owner financing option, buyers can enjoy the benefits of homeownership without the hurdles of traditional financing. It allows for greater flexibility and can be an excellent opportunity for individuals looking to invest in the Tempe real estate market.

Whether you're a first-time homebuyer or an experienced investor, exploring the homes with owner financing in Tempe can open up new possibilities and make your dream of owning a home a reality. Contact a local real estate agent to learn more about the available options and find the perfect property that suits your needs and financial situation.

Newest Tempe Homes with Owner May Carry New Financing

$259,900

2 Beds ⋅ 1 Baths ⋅ 7104291 MLS ⋅ 858 SqFt.

Beautifully renovated and move-in ready, this single-level Tempe townhome offers modern finishes, low-maintenance living, and exceptional value. Extensive updates include a new roof, A/C, dual-pane windows, cabinetry, quartz countertops, luxury vinyl plank flooring, appliances, and a beautifully remodeled bathroom. The spacious primary bedroom opens to a private patio, perfect for morning coffee or evening relaxation. Enjoy two covered parking spaces, private storage, a community pool, and expansive green space. Competitively low HOA fees cover water, sewer, trash, exterior maintenance, roof repair and replacement, and blanket insurance. Conveniently located near ASU, shopping, dining, major employers, and freeways.

6507 S Kenneth Place Unit C, Tempe

$525,000

3 Beds ⋅ 2 Baths ⋅ 7100797 MLS ⋅ 1,816 SqFt.

Welcome home to this move in ready, updated and spacious Tempe abode on a large corner lot in Tempe's most convenient corridor with no HOA! Bike to ASU, walk to shopping and restaurants, and just minutes from Sky Harbor Airport with proximity to freeways. This impeccably maintained home has a large open feel, an abundance of storage with custom built in cabinetry in the dining room. The almost new LG Washer and dryer are in a huge separate indoor laundry room. Luxury vinyl plank flooring was installed recently in the bedrooms for a fresh clean look with paint and refreshed baseboards. The plantation shutters throughout compliment the double pane windows. The large, private yard has mature fruit trees and a new RV gate. The expansive covered patio makes a perfect entertainment setting.

104 E La Jolla Drive, Tempe

$399,900

2 Beds ⋅ 1 Baths ⋅ 7098334 MLS ⋅ 930 SqFt.

Stop the car!! This is the perfect starter home, rental investment or a home with room to expand. Situated a large lot with no HOA, this home has a brand new roof, new flooring, fresh paint and a new sewer line. It's just steps away from the free regional bus that goes to ASU and light rail. It's a short walk to Tempe High School and to Clark Park which has a heated pool with a 17ft spiral slide, community garden, adult/kids educational center and so much more. Take advantage of the RV gate, ample RV parking, block fenced yard, large covered patio and workshop.

527 W 16th Street, Tempe

$130,000

4 Beds ⋅ 2 Baths ⋅ 7094033 MLS ⋅ 1,248 SqFt.

Manufactured home located in Chaparral Village. Newly remodeled with laminate flooring, tile showers, new roof, update appliances, and new deck. FAMILY community boasts pride of ownership with ample amenities including a spa, two swimming pools, billiards room, and club house. CHATTEL financing available.

400 W Baseline Road Unit 69, Tempe

$300,000

1 Beds ⋅ 1 Baths ⋅ 7092371 MLS ⋅ 1,035 SqFt.

Price reduced to sell. Lovely East-facing condo with direct-entry 1 car garage into laundry room and private stairs to main living level. Front door from common area overlooks the heated resort-style pool. NEW H2O HEATER in 2026. NEW HVAC SYSTEM in 2026. Large BR closet. Private balcony accessible from BR and Full-sized W/D. Breakfast bar and space for dinette. Updated lighting and ceiling fans. Community amenities include pool with hot tub; fitness center; Bar-b-que area; gated parking lot. One surface spot and one guest parking pass supplement the garage space. Previously rented annually; great for snowbirds, owner-occupant or investor.

420 W 1st Street Unit 211, Tempe

$265,000

1 Beds ⋅ 1 Baths ⋅ 7092218 MLS ⋅ 667 SqFt.

Live in DT Tempe, Walk to ASU, Catch the Sky Train to the Airport, Enjoy community pool & spa, covered parking, and a single level 1 bed-1bath w/12 ft ceilings & front & back patios. Abundant lighting in a great- open-concept floor plan, True wood floors in living and dining areas with fireplace. Carpet in bedroom. New appliances & plenty of cabinetry. Enjoy a sizable bedroom featuring French double doors out to the patio. Plenty of closets & storage in this cozy condo along with full-size washer & dryer! The outdoor covered patio, is perfect for outdoor living space! Bike storage available. Walk to light rail or sky train for ease of lifestyle. Prime, convenient location to walk to ASU, Bus line, Mill Ave shopping, dining, starbucks & Tempe Beach Park. Seller says Make an Offer!

154 W 5th Street Unit 122, Tempe

$34,800

2 Beds ⋅ 2 Baths ⋅ 7075705 MLS ⋅ 768 SqFt.

Vacant - 55+ Community - prime location Tempe - Hurry! 2 Bdrm and 1 room off patio - not heated or cooled - nice to have extra Hurry! Owner will carry (finance) for 3 years w/ $15K down. Possible exception for some one 40 yrs old & above - Subject to Contempo Tempe Approval. Such a vibrant community in Tempe with social events, pickleball, swimming pool, spa, fitness center, and pet-friendly policies (up to 2 pets, fencing allowed with approval). Conveniently located approx 15 minutes from the airport, 20 minutes to Downtown Phoenix and Scottsdale, and approx 10 minutes to ASU & Mill Avenue & all the restaurants & more, easy freeway access. Enjoy Tempe Market place & more. Rush yourself to not miss this pre Christmas sale before it's SOLD, especially at this amazing p

2609 W Southern Avenue Unit 301, Tempe

$384,000

3 Beds ⋅ 2 Baths ⋅ 7071581 MLS ⋅ 1,426 SqFt.

[Sell Carry/Finance Available] Move-in ready, beautifully updated 3-bedroom, 2-bathroom townhouse in the heart of Tempe offering 1,426 sqft of comfortable living space plus a two-car garage! Upgrades include, new carpet, new interior paint, remodeled bathrooms, new kitchen counter tops and sink, new luxury vinyl plank flooring, new garage door spring, and dual pane windows. Worry free maintenance for years to come; the HVAC was replaced in 2024, water heater replaced in 2023, and new elastomeric roof coating installed in 2026. The community also includes three heated pools and RV storage. Short term rentals are allowed. Centrally located near the airport, ASU, shopping, dining, the I-10 freeway and 60.

517 W Duke Drive, Tempe

$439,900

4 Beds ⋅ 3 Baths ⋅ 7064949 MLS ⋅ 1,883 SqFt.

POSSIBLE OWNER FINANCING! Positioned in one of Tempe's most desirable corridors near Arizona State University, this turnkey 4-bedroom, 3.5-bathroom home offers exceptional cash flow and versatility. The well-maintained, 3-level interior features modern finishes, durable flooring, and a rare, finished basement complete with its own bedroom, full bathroom, laundry, and secondary living space--ideal for multi-generational living or roommate quarters. Outside amenities include a garage, carport, additional parking, and a private enclosed patio yard. HOA Benefits include landscaping and covering garbage cost. Currently tenant-occupied at approximately $2,900 per month, this move-in ready property serves as an immediate, low-cap-ex investment or a centrally located primary residence. The smart floor plan centers around a bright main-level living area and kitchen, complemented by private upstairs bedroom suites and reliable HVAC systems throughout, making the basement retreat equally functional as a dedicated home office. Location highlights include unbeatable access to campus via walking, biking, or the free Orbit shuttle, while placing residents just minutes from Mill Avenue dining, Tempe Town Lake, and major freeways. With strong appreciation potential, it remains an equally attractive long-term opportunity for owner-occupants or parents seeking prime, comfortable housing for ASU students.

2016 S Hammond Drive Unit 104, Tempe

$259,900

2 Beds ⋅ 2 Baths ⋅ 7061410 MLS ⋅ 941 SqFt.

Fresh paint, new carpet, electric fireplace, inside laundry, covered patio, granite countertops, all appliances in place and a great location in Tempe - what more could you ask for? Two community pools, (one with a heated spa), grilling facilities and a community clubhouse completes the package! Close to ASU and downtown Tempe, this cute condo is turn-key and ready for its new owners to enjoy all that living in the heart of Tempe can offer.

200 E Southern Avenue Unit 123, Tempe

$179,800

1 Beds ⋅ 1 Baths ⋅ 7059900 MLS ⋅ 631 SqFt.

Newly installed vinyl plank hard flooring (9/2026)! Walking to ASU campus! One bedroom and one bathroom unit on second floor. Kitchen comes with refrigerator. Laundry is in units and comes with washer and dryer in unit. There is one assigned covered parking for each unit in the complex. The community features pool, spa, workout facility, and clubhouse. * Owner may carry financing''

1111 E University Drive Unit 201, Tempe

$455,000

3 Beds ⋅ 3 Baths ⋅ 7055585 MLS ⋅ 1,250 SqFt.

** SELLER CARRYBACK AVAILABLE - This charming & beautifully updated home is move-in ready. This 3-bedroom, 2 bath home has been renovated from top to bottom! Enjoy peace of mind - new A/C, heater, appliances & water heater. Fresh interior & exterior paint. Dual pane windows & 12 inches of insulation. Luxury vinyl plank flooring throughout. New cabinets in kitchen & bathrooms. Additional highlights include an inside laundry room, a one-car garage, & extra parking. Easy-care yard w/artificial turf in both the front & back, automatic drip system, paver accents, & RV gate. LOCATION, LOCATION, LOCATION! IDEALLY LOCATED NEAR ASU CAMPUS! Close to light rail, Downtown Tempe, stadiums, restaurants, shopping & entertainment. Enjoy the outdoors w/easy access to Tempe Town Lake & the Rio Salado Path

1318 E Orange Street, Tempe

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Tempe Homes with Owner May Carry New Financing

Newest Tempe Homes with Owner May Carry New Financing

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