Phoenix Homes with Owner May Carry New Financing

Phoenix Homes with Owner May Carry New Financing

Welcome to Phoenix, the vibrant capital city of Arizona! Located in Maricopa County, Phoenix is known for its sunny weather, breathtaking landscapes, and a thriving real estate market. If you're looking for homes with owner financing options, you're in luck because Phoenix offers a variety of properties with owner may carry new financing.

Owner financing, also known as seller financing, provides an alternative way for buyers to purchase a home without relying on traditional bank loans. This option can be particularly beneficial for those who may not qualify for a conventional mortgage or prefer more flexible terms.

In Phoenix, you'll find a range of homes available with owner financing. Whether you're searching for a cozy bungalow in the historic neighborhoods of Encanto or a modern condo in the bustling downtown area, there are options to suit every taste and budget.

With owner financing, the seller acts as the lender, allowing the buyer to make monthly payments directly to them. This arrangement often comes with negotiable terms, such as lower interest rates or a longer repayment period, making it an attractive choice for many homebuyers.

If you're considering purchasing a home in Phoenix with owner financing, it's important to work with a knowledgeable real estate agent who specializes in this type of transaction. They can guide you through the process, help you find the right property, and ensure that all legal aspects are handled correctly.

Don't miss out on the opportunity to own a home in Phoenix with owner financing. Explore the diverse neighborhoods, soak up the sunshine, and make your dream of homeownership a reality in this thriving city.

Newest Phoenix Homes with Owner May Carry New Financing

$409,990
4 Beds ⋅ 3 Baths ⋅ 7084685 MLS ⋅ 2,508 SqFt.
Huge Bright, open-concept home with large living & entertainment space. Spacious kitchen Rich Wood cabinetry, granite countertops, 24 X 24 Tiles. Large center island that opens to the dining & living areas. UPSTAIRS, luxury plank flooring. Attractive, low-maintenance finish with no carpet. The oversized Master Bedroom that connects to an upgraded bathroom with dual-sink vanity, granite countertop, modern fixtures, generous storage & separate shower/ Tub. Home is Freshly painted, giving the home a clean & crisp appearance. Modern updated Ceiling fans/ lighting, HUGE upstairs loft makes an excellent Office/play area/ family room etc...Conveniently located near Loop 101, shopping, dining, entertainment, schools, & Spring training facilities for LA DODGERS & WHITE SOX.

10913 W Pierson Street, Phoenix
$320,000
7084587 MLS
Prime Opportunity in the Historic Coronado District! Rare chance to build in the desirable Coronado Historic District. This R1-6 zoned vacant lot offers excellent potential for a custom home or investment in a well-established neighborhood known for its character and charm. Centrally located near downtown Phoenix, Roosevelt Row, dining, parks, and major freeways.

1505 E Coronado Road Unit 19, Phoenix
$62,500
2 Beds ⋅ 1 Baths ⋅ 7084536 MLS ⋅ 720 SqFt.
Fall in love with this charming manufactured home in the Moon Valley Community! Featuring 2 beds, 1 bath, and an attached carport. Inside, you'll find abundant natural light, wood-look floors t/out, and an inviting living area highlighted by rustic wood-plank accent walls. Further in, the eat-in kitchen is equipped with recessed lights, white appliances, and plenty of wood cabinetry & counter space. Both bedrooms offer generous proportions and ample closet space. A barn-door storage room with an interior laundry area adds extra functionality. Enjoy community amenities including a pool, clubhouse & recreation facilities, plus a convenient North Phoenix location near Lookout Mountain Preserve, Moon Valley Park, Bell Rd shopping & dining, with easy access to I-17 & AZ-51. Don't miss this gem!

1304 E Bell Road Unit 58, Phoenix
$2,149,000
6 Beds ⋅ 5 Baths ⋅ 7084088 MLS ⋅ 5,536 SqFt.
Welcome to this spacious custom-built home in the highly sought-after Ahwatukee Custom Estates, situated on a premium oversized lot near South Mountain hiking trails. Originally built in 1990, this unique two-story home with a full basement has been extensively renovated and updated for 2026. Recent improvements include a new roof, updated flooring, paint and drywall texture, select windows, a highly updated minimalist modern kitchen, renovated bathrooms and fixtures, new water heater, and updated garage door equipment with camera. Updated pool equipment features Bluetooth connectivity. Enjoy a private pool, expansive covered patio, oversized 3-car garage, rear RV gate, and a flexible basement with additional bedrooms, bonus rooms, storage, and separate entrance.

3307 E Coconino Street, Phoenix
$4,242,042
6 Beds ⋅ 11 Baths ⋅ 7083871 MLS ⋅ 8,225 SqFt.
International relocation drives this 1/2 off the seller's build cost offering!! Unique compound providing 5 distinct buildings: 4 BR Main Home, Full 2 BR Guest House, Wellness Center with Hot Yoga and Steam, Satellite Catering Kitchen and She shed. The entire property was reimagined and rebuilt in 2022, with well over $7 million invested. Historic tax advantages, on irrigation and oversized lot. The curb-side character was preserved while the interiors were revived with elements of steel, glass, and exceptional wood. Main Home- Glass Staircases, Full wet bar with Napa Tech wine dispenser, Hasan commercial kitchen, Primary with spa bath and Barney's-inspired closet. 2 BR Guest house: living area, full kitchen, laundry, private patio and deck. Wellness center... with a hot yoga room, steam showers, lockers & outdoor exercise patio. Satellite kitchen for huge events at your pools, lawn, patios, or sand beach. Best Value in Town.

341 E Monte Vista Road, Phoenix
$380,000
3 Beds ⋅ 2 Baths ⋅ 7083793 MLS ⋅ 1,616 SqFt.
Welcome to 9220 N 36th Dr! This Phoenix property offers a versatile layout with a separate casita-style living space. The main home features an updated kitchen, comfortable living areas, and a spacious backyard with a covered patio and RV gate. The converted garage provides a private living space with its own entrance, bedroom, sitting area, kitchen, and bathroom. This additional space offers flexibility for guests, a home office, or extended living arrangements. Situated on an approximately 8,551 sq. ft. lot with no HOA, this property offers plenty of room to enjoy outdoor living. Don't miss this opportunity!

9220 N 36th Drive, Phoenix
$130,000
7083338 MLS
Discover the potential of this vacant residential lot in an established Central Phoenix neighborhood. This lot offers a great opportunity for investors, builders, or buyers looking to create a new home or buy the house next door and enjoy an expanded oversized lot. Owner financing may be possible when bought with the home next door . Please see MLS # 7083332 . Lot is sold As-IS buyer to verify all pertinent information.

2101 W Minnezona Avenue Unit 1, Phoenix
$1,195,000
7083254 MLS
Seller financing available. Offers with proposed terms will be thoughtfully considered. An exceptional 1.11-acre homesite within a private gated community, discreetly set on a cul-de-sac and with mountain preserve on two sides. The protected setting offers rare seclusion while the elevated terrain provides 360° views of the Phoenix Valley and surrounding mountains, with spectacular sunrises, desert sunsets, and the illuminated Valley beyond. The hillside invites a singular architectural residence--integrated into the terrain and oriented entirely to the horizon. Imagine expansive glass opening to private terraces, sculptural forms following the natural grade, and secluded courtyards carved into the hillside. Every element can be composed around the Valley's changing light, from first sunrise to the glow of the city at night. Utilities are already on the property.

2703 E Friess Drive Unit 5, Phoenix
$315,000
2 Beds ⋅ 2 Baths ⋅ 7083199 MLS ⋅ 1,048 SqFt.
Nestled in the heart of the Ahwatukee Foothills, this beautifully maintained 2-bedroom condo offers comfort, convenience, and resort-style living. Inside, you'll find custom paint, laminate flooring, granite countertops, stainless steel appliances, and the convenience of an in-unit washer and dryer. Enjoy access to an impressive lineup of community amenities including two sparkling pools, a relaxing whirlpool spa, scenic lake, tennis courts, fitness center, clubhouse, media room, and multiple BBQ gathering areas--all set against breathtaking views of South Mountain.

16013 S Desert Foothills Parkway Unit 2153, Phoenix
$1,100,000
6 Beds ⋅ 4 Baths ⋅ 7082995 MLS ⋅ 3,415 SqFt.
A Foothills Stunner! Surrounded by captivating MOUNTAIN VIEWS and offering exceptional privacy with NO REAR NEIGHBORS, this beautifully upgraded home features mountain views showcased from nearly every window and thoughtfully upgraded finishes that give the home a polished, elevated feel. At the heart of the home, the beautifully upgraded CHEF'S KITCHEN is made for gathering with an OVERSIZED CENTER ISLAND, gas range with statement hood, sleek upgraded cabinetry and abundant storage! The spacious FORMAL DINING AREA is complemented by a modern statement light fixture and offers the perfect setting for hosting family and friends. Throughout the home, the upgraded bathrooms continue the elevated design with MODERN VANITIES, quartz countertops, contemporary lighting, beautifully tiled showers and tubs and coordinating tile flooring. The thoughtfully designed LAUNDRY AND UTILITY ROOM brings both style and function with modern cabinetry, a utility sink and a mudroom-inspired layout for additional organization. A WHOLE-HOME WATER SOFTENING SYSTEM and reverse osmosis filtration add even more everyday convenience plus PLANTATION SHUTTERS throughout! Step outside and the backyard becomes your own PRIVATE ARIZONA RETREAT! With no neighbors directly behind you and beautiful desert and mountain views as your backdrop, this outdoor space was made for entertaining. Enjoy the SPACIOUS POOL with fountain feature, BUILT-IN BBQ and expansive COVERED PATIO with plenty of room to gather, relax and enjoy Arizona living year-round! Newly upgraded pool equipment can be conveniently controlled from your smartphone and includes a dedicated equipment shelter for added protection from the Arizona sun. Located in the highly desirable AHWATUKEE FOOTHILLS, the community offers tennis and pickleball courts, volleyball courts, playgrounds, walking and biking paths, a community clubhouse and beautifully maintained common areas. Outdoor enthusiasts will love being minutes from SOUTH MOUNTAIN PARK & PRESERVE with miles of hiking, biking and horseback riding trails surrounded by incredible desert scenery! Enjoy nearby Club West Golf Club, Pecos Park & Community Center, Desert Foothills Park, Ironwood Library and the Ahwatukee Farmers Market. Shopping, dining and everyday conveniences are close by at AHWATUKEE FOOTHILLS TOWNE CENTER, Foothills Park Place, Plaza at Mountainside and Foothills Center, with Chandler Fashion Center just a short drive away. Convenient access to I-10 and LOOP 202 makes getting to Phoenix, Tempe, Chandler and the East Valley a breeze!

1427 W Saltsage Drive, Phoenix
$239,000
2 Beds ⋅ 2 Baths ⋅ 7082016 MLS ⋅ 1,082 SqFt.
Welcome to resort-style living at Pointe Resort Condominiums at Tapatio Cliffs! This inviting 2-bedroom, 2-bath residence offers 1,082 square feet of comfortable living space in a beautiful gated community surrounded by mountain scenery. The open-concept living and dining area features a cozy fireplace and sliding glass doors leading to an expansive double balcony--the perfect spot to enjoy your morning coffee, unwind at the end of the day, and take in the peaceful surroundings and mountain views. The kitchen opens to the main living area with a convenient breakfast bar, creating an easy flow for everyday living and entertaining. The well-designed split floor plan offers two generously sized bedrooms and two full bathrooms, providing privacy and flexibility for a primary residence, secon home, or investment opportunity. Enjoy beautifully maintained grounds and resort-style community amenities, including three heated pools, tennis and basketball courts, BBQ areas, and lush green spaces. Outdoor enthusiasts will love the close proximity to North Mountain Park with miles of hiking and recreation. Conveniently located near restaurants, shopping, golf, and major freeways, with easy access to Downtown Phoenix and Phoenix Sky Harbor International Airport. Whether you're looking for a full-time residence, a lock-and-leave Arizona getaway, or an investment property, this North Phoenix condo offers an exceptional combination of location, lifestyle, and value. Listing Agent related to seller.

10410 N Cave Creek Road Unit 2100, Phoenix
$974,900
3 Beds ⋅ 2 Baths ⋅ 7081610 MLS ⋅ 2,017 SqFt.
Stunning fully remodeled single-story home in one of Phoenix's most desirable neighborhoods! The showpiece is the newly completed resort-style backyard featuring a sparkling pool, spa, expansive turf lawn, covered patio and beautifully designed outdoor living spaces--perfect for entertaining or relaxing year-round. Inside, this 3-bedroom, 2-bath home features an open, light-filled layout, two living areas, gas fireplace, quartz countertops, white shaker cabinetry, stainless steel appliances and wood-look flooring throughout. Spa-inspired bathrooms, dual-pane windows, large laundry room, 2-car garage with extra storage and NO HOA complete this exceptional home!

4608 E Wilshire Drive, Phoenix
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