Phoenix Homes with Cash to Loan New Financing

Welcome to Phoenix, Arizona—a vibrant city that perfectly blends the charm of the Southwest with modern urban living. Nestled in Maricopa County, Phoenix is renowned for its stunning desert landscapes, breathtaking sunsets, and a rich tapestry of cultural experiences. With over 300 days of sunshine each year, outdoor enthusiasts will revel in the countless hiking trails, golf courses, and parks that this sun-soaked city has to offer.

Phoenix is not just a paradise for nature lovers; it’s also a thriving hub for business and innovation. The city boasts a robust economy, diverse job market, and a burgeoning tech scene, making it an attractive destination for professionals and families alike. With a plethora of dining, shopping, and entertainment options, there’s never a dull moment in this dynamic city.

For those considering a new home in Phoenix, you’ll be pleased to know that financing options are abundant. Homes with cash-to-loan new financing are readily available, allowing you to seamlessly transition into your dream home. This flexible financing option opens doors to a variety of properties, from modern condos in the heart of downtown to spacious family homes in serene suburban neighborhoods.

Whether you’re looking to invest, relocate, or simply find a place to call home, Phoenix offers a unique blend of opportunities and lifestyle. Embrace the warmth of the desert and the welcoming spirit of its residents—your new life in Phoenix awaits!

Newest Phoenix Homes with Cash to Loan New Financing

$679,000

4 Beds ⋅ 2 Baths ⋅ 7088098 MLS ⋅ 2,581 SqFt.

True pride of ownership! Beautiful single-level home situated on a huge, private corner lot with mountain views. Light and bright kitchen features a window pass-through to the patio, perfect for entertaining. Spacious floor plan offers 4 large bedrooms, a split primary suite with sitting room, and ceiling fans throughout. Enjoy a cozy family room with fireplace, formal living room, and a separate dining room with sliding door access to the backyard. Remodeled bathrooms, updated flooring and a 2026 HVAC. Open, inviting spaces and a fantastic layout make this home ideal for everyday living and entertaining!

502 W Surrey Avenue, Phoenix

$2,300,000

4 Beds ⋅ 3 Baths ⋅ 7087930 MLS ⋅ 3,474 SqFt.

Everything buyers want in North Central Phoenix, on one of the largest lots in the pocket. This 4 bed, 3 bath, 3,474 sq ft single-level home sits on a 14,871 sq ft corner lot in North Central Manor, a quiet enclave of mature trees and sprawling lawns ''Between the 7's,'' two blocks from Murphy's Bridle Path and a short walk to Madison Meadows. No through traffic on Lamar, and the abandoned alley behind the home was deeded into the parcel, adding usable yard. One owner for more than 30 years, with continuous upgrades and meticulous maintenance. The 2010 kitchen remodel opens to a vaulted family room and bar with wine fridge: granite island with seating, Viking built-in refrigerator, Fisher & Paykel gas cooktop, Electrolux wall oven and microwave. Formal dining room and a separate living room with a stone-faced wood-burning fireplace and custom built-in cabinetry. Engineered Swedish oak floors, travertine tile and plantation shutters throughout. Primary suite with vaulted ceiling, French doors to the patio, walk-in closet, jetted tub, frameless glass shower and granite double vanity. Separate office, heated and cooled, with its own entry off the patio and street access through a separate entrance. Out back: deep covered patio with ceiling fans, pool with outdoor shower, a lawn big enough for a game, storage shed and a three-car garage with built-in cabinets. Tankless water heater and whole-house water filtration. Generac emergency backup generator powers the entire house. Total roof replacement in 2021. Madison School District.

202 W Lamar Road, Phoenix

$655,000

4 Beds ⋅ 3 Baths ⋅ 7087175 MLS ⋅ 2,346 SqFt.

This property NO HOA has 4 bedroom 2.5 baths and a large lot with a pool and a 3 car garage, . Large secondary bedrooms and and open floorplan offering both a formal living room and a family room open to the kitchen with granite counters. Fenced pool and large play area on this over 10,000 sq. foot lot. Cant beat the location, convenient to 51/101 exchange for work commute and just around the corner from Desert Ridge Marketplace. highly regarded Paradise Valley schools, this home blends comfort, efficiency, and an exceptional location.

3237 E Rosemonte Drive, Phoenix

$574,000

4 Beds ⋅ 2 Baths ⋅ 7085036 MLS ⋅ 2,147 SqFt.

First time on the market! Discover refined desert living in the highly desirable Carefree Crossing community. This exceptional 2,147 sq. ft. residence offers 3 spacious bedrooms plus a private office, 2 bathrooms, and an inviting open-concept design ideal for both everyday living and entertaining. The expansive great room flows seamlessly into the kitchen, creating a bright and welcoming atmosphere. Step outside to your private backyard retreat featuring a sparkling pool, mature fruit trees, and generous space to relax or entertain. With open space directly behind the property, enjoy added privacy and peaceful Arizona surroundings. A rare opportunity to own a beautifully situated home in one of North Phoenix's most sought-after communities!

33615 N 25th Avenue, Phoenix

$439,900

3 Beds ⋅ 2 Baths ⋅ 7084395 MLS ⋅ 1,560 SqFt.

Situated alongside a beautiful community park, this thoughtfully updated single-story home offers a comfortable blend of style, functionality, and inviting living spaces. The remodeled kitchen features new quartz countertops, a center island, and a spacious eat-in area that flows seamlessly into the main living spaces and private family room. A charming built-in library nook welcomes you at the entrance, adding character and functionality to the home. The spacious primary suite offers dual walk-in closets and a beautifully appointed en-suite bathroom. Sliding glass doors extend the living space outdoors, opening to a private backyard overlooking the lush greenery and mature trees of the adjacent park. Enjoy easy access to Buffalo Ridge Park, nearby hiking trails, and the 101, all while being surrounded by a peaceful residential setting. Additional recent updates include a 2022 HVAC system and 2023 water heater. With its thoughtful updates, spacious floor plan, and exceptional location, this home is ready to welcome its next owners. Come see all that it has to offer!

18611 N 22nd Street Unit 6, Phoenix

$474,900

3 Beds ⋅ 2 Baths ⋅ 7083640 MLS ⋅ 1,381 SqFt.

Beautifully updated 3-bedroom, 2-bath home in the heart of Ahwatukee! The remodeled kitchen features a raised ceiling, granite countertops, an unpolished marble backsplash, hand-selected travertine tile flooring, and oak cabinetry. The split floor plan offers vaulted ceilings and a spacious primary suite with dual vanities. Additional updates include wood flooring throughout, newer windows, refreshed fireplace tile, updated bathrooms, a new roof in 2025, and a whole-house water filtration system. Enjoy the private backyard with a Pebble Tec pool added in 2020, updated pavers, irrigation, and mature citrus and olive trees. Conveniently located near parks, shopping, dining, and freeway access.

5022 E Shomi Street, Phoenix

$369,900

3 Beds ⋅ 2 Baths ⋅ 7082261 MLS ⋅ 1,560 SqFt.

✨ RARE FIND IN CENTRAL PHOENIX! ✨ Move-in ready & beautifully updated, this 3-bed, 2-bath corner-lot on cul-de-sac townhome in sought-after Continental Villas West delivers style, comfort & convenience! Enjoy NEW flooring, interior paint & baseboards, kitchen appliances, ceiling fans, and an updated guest bath vanity. The inviting layout is perfect for everyday living or entertaining, while the private fenced patio with pass-through kitchen window creates an ideal spot for morning coffee or evening gatherings. Covered carport parking is conveniently located beside the home. Enjoy community amenities including a sparkling pool & fitness center, plus easy access to the Light Rail. Homes here rarely come available--make this one yours!

1837 W Stella Lane, Phoenix

$345,000

3 Beds ⋅ 2 Baths ⋅ 7081825 MLS ⋅ 1,188 SqFt.

8823 W Osborn Road, Phoenix

$1,669,000

4 Beds ⋅ 4 Baths ⋅ 7081462 MLS ⋅ 3,036 SqFt.

Some homes just feel different. Remodeled in 2025 with an organic modern hand, this Arcadia Lite home pairs vintage character with a floor plan built for gathering. Floor-to-ceiling accordion sliders open the living space to an oversized north-facing covered patio with tongue-and-groove ceilings, fans, and a fireplace, shaded and usable year-round. Polished white concrete and reclaimed details give it a warmth not easily replicated. A butler's prep kitchen hides two more ovens (3 total) and a second refrigerator. Four bedrooms, four baths, three en suite. A permitted 20x20 flex room opens to the yard: gym, studio, playroom. Oversized lot, mature privacy hedges, lush landscaping. Then walk or bike to the best coffee, food, and neighborhood spots in the Valley, minutes from your door.

3832 E Fairmount Avenue, Phoenix

$539,999

3 Beds ⋅ 2 Baths ⋅ 7078731 MLS ⋅ 1,516 SqFt.

Completely remodeled inside and out! This beautifully updated property features a brand-new roof, updated A/C system, new appliances, and a fully redesigned backyard. The interior has been thoughtfully remodeled throughout, creating a fresh, modern, move-in-ready home. Extensive improvements inside and out provide peace of mind and effortless living. Ideally located near premier shopping, world-class resorts, dining, golf, and Scottsdale's most sought-after amenities, this property offers both exceptional convenience and lifestyle appeal. Available furnished or unfurnished!.

3623 N 27th Way, Phoenix

$775,000

4 Beds ⋅ 3 Baths ⋅ 7078342 MLS ⋅ 2,136 SqFt.

Stunning NEW CONSTRUCTION home that combines style, function, and quality! This open concept layout features a spacious great room with a cozy fireplace, perfect for gathering. The gourmet kitchen is a true highlight, with a large island, elegant custom tile backsplash, sleek quartz countertops, and high-end stainless steel appliances. Gorgeous large-format tile runs throughout the main living areas. The master suite is a true retreat, offering a spa-like bathroom with an oversized walk-in closet equipped with custom built-ins. The hall bathroom impresses with its custom tile surround, double sinks, and designer fixtures. Located in a highly sought-after neighborhood with new construction popping up all around, this home is just minutes from downtown, Biltmore, Arcadia, and Uptown.

2826 N 28th Place, Phoenix

$400,000

3 Beds ⋅ 2 Baths ⋅ 7078256 MLS ⋅ 1,773 SqFt.

Charming 3BR/2BA home offering 1,773 sq ft on a generous 7,560 sq ft lot! Lovingly maintained with flexible spaces and inviting outdoor living. The spacious primary bedroom features an exceptionally large closet converted from a former bedroom, providing abundant storage. The 1-car garage is converted to a workshop, with additional storage along the east side. Enjoy the covered patio with BBQ grill and mini fridge, above-ground spa, and soothing water feature. Close to hiking trails and outdoor recreation. A wonderful opportunity to own a home with character, versatility, and room to enjoy. **Stained-glass wall insert/art piece does not convey.**

2217 E Acoma Drive, Phoenix

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