Mesa Homes with Owner May Carry New Financing

Mesa Homes with Owner May Carry New Financing

Located in Maricopa County, Arizona, Mesa is a vibrant city that offers a unique blend of urban amenities and natural beauty. Known for its warm climate and stunning desert landscapes, Mesa is a popular destination for those seeking a relaxed and laid-back lifestyle.

One of the notable features of the real estate market in Mesa is the availability of homes with owner may carry new financing. This type of financing allows potential buyers to purchase a home without having to go through traditional lenders such as banks or mortgage companies. Instead, the owner of the property acts as the lender, providing the financing directly to the buyer.

This arrangement can be beneficial for both parties involved. For buyers who may have difficulty securing a traditional mortgage, owner financing offers an alternative path to homeownership. It provides greater flexibility in terms of credit requirements and down payment amounts. Additionally, buyers may be able to negotiate more favorable terms, such as lower interest rates or longer repayment periods.

For sellers, offering owner financing can attract a larger pool of potential buyers, as it eliminates some of the barriers to homeownership. It can also provide a steady income stream through the interest payments made by the buyer.

If you're considering purchasing a home in Mesa and are interested in exploring the option of owner financing, it's important to work with a knowledgeable real estate agent who can guide you through the process and help you find suitable properties. With its diverse housing options and the availability of owner financing, Mesa offers a range of opportunities for those looking to make their homeownership dreams a reality.

Newest Mesa Homes with Owner May Carry New Financing

4 Beds ⋅ 2 Baths ⋅ 7065030 MLS ⋅ 2,532 SqFt.

Experience effortless luxury in this beautifully updated Mesa home. Open living room, dining area, and kitchen with island, new sink, and countertops flow together perfectly for entertaining. Plantation shutters, ceiling fans, and laminate wood flooring add warmth throughout. Major updates already done: 2017 tile roof, dual 2021 HVAC systems, 2021 water heater, energy-efficient features, and 90% sun screens on every window. Enjoy the natural-gas-heated pool with 2022 cool decking and 2021 upgrades. Family room is wired for surround sound. Three-car garage, storage shed, RV gate, and security cameras complete the package. Modern efficiency meets timeless comfort--ready for you to move in.

7908 E Plata Avenue, Mesa

1 Beds ⋅ 1 Baths ⋅ 7064750 MLS ⋅ 595 SqFt.

Combined with the main living area, it gives the home a much more spacious feel and flexibility that can be difficult to find in more compact homes. The updated interior feels bright and cohesive with new flooring extending through the main living spaces and new cabinetry adding useful kitchen storage. A separate pantry provides even more room for groceries and everyday essentials. Numerous windows bring in natural light, while ceiling fans add to the home's everyday comfort. Another standout convenience is the in-unit washer and dryer, so there's no need to rely on the community laundry facility for everyday washing. Outdoor space adds another dimension to the home. A large covered patio provides substantial shade and room for outdoor seating, morning coffee or relaxing outside, while the covered parking and low-maintenance desert landscaping help keep upkeep manageable. Exterior window awnings provide additional shade from the Arizona sun. Living at Desert Vista RV Resort also means access to amenities designed around an active, social lifestyle. The gated community features a swimming pool, workout facility, community room, dog park and on-site laundry facilities. Whether your day includes a workout, time by the pool, meeting neighbors at the community room or taking your dog outside, multiple amenities are conveniently located within the community. For buyers searching for a 55+ home in Desert Vista RV Resort with an Arizona room, extra living space, new flooring, new cabinets, pantry, in-unit washer and dryer, covered outdoor living and gated community amenities, this home brings together interior space, practical updates and an amenity-rich Arizona lifestyle.

124 S 54th Street Unit 53, Mesa

Stand on the property and face South. Immediately you will see the Amphitheatre and the Convention Center. Several hundred feet beyond that you see the post office that will turn into ASU's 2nd DTM campus and a few hundred feet beyond that you see the copper roof of what is City Hall. This is a rare opportunity to own the bookend to City Hall! Mesa is planning a lighted path leading directly from the property to the light rail. Property consists of 6 lots. 2 lots will allow 1-2 units or serve as parking for the 4 lots fronting University which are a blank canvas for Townhomes, Apartments, Mixed-Use properties. Property is already zoned for higher density development.

408 N Lewis -- Unit 41, Mesa

2 Beds ⋅ 2 Baths ⋅ 7061250 MLS ⋅ 960 SqFt.

Looking for a new home? This 2-bed, 2-bath property is waiting for you! Be welcomed by a lovely curb appeal with a carport & a relaxing covered patio on the side. Double doors open to a relaxing living room, inside, showcasing large windows, tile flooring, and a neutral palette. A delightful chandelier makes the dining room a great space to enjoy with your family. Stylish cabinets, tile backsplash, durable wood counters, pantry, & recessed lighting are some of the features that you will find in the kitchen. The main bedroom boasts a walk-in closet & a private full bathroom. Not to mention a workshop outside, ideal for storage or to work on your personal projects. Don't miss the refreshing community pool & spa, perfect to beat the summer heat. Furniture Included.

8103 E Southern Avenue Unit 154, Mesa

5 Beds ⋅ 2 Baths ⋅ 7057400 MLS ⋅ 1,904 SqFt.

PRICED AGGRESSIVELY TO SELL! This home is ready for its next buyer, and the seller is ready to work with a motivated buyer to help get the deal to the closing table. Located on a spacious cul-de-sac lot with NO HOA and RV parking, this single-level Mesa home offers 4 bedrooms, 2 bathrooms, and over 1,900 sq. ft. The kitchen has been fully remodeled with quartz countertops, updated cabinetry, stainless steel appliances, a herringbone backsplash, recessed lighting, and a large center island that opens into the main living space. recessed lighting, and a large center island that opens into the main living space. The backyard is a major highlight and built for Arizona living, featuring a pool, kiva fireplace, mature landscaping, plenty of entertaining space, and no neighbors directly behind. Inside, you'll find an open-concept layout, abundant natural light, generous living spaces, and a spacious primary suite. Two of the bedrooms are currently occupied, but the seller is fully prepared to work with the buyer to ensure the property can be delivered and closed as agreed. If you're looking for a non-HOA home with a pool, RV parking, remodeled kitchen, and an aggressive price, this is an opportunity you don't want to miss. MOTIVATED BUYERS BRING YOUR OFFER! The seller is ready to make a deal and, with the right terms, may assist with buyer closing costs and/or a rate buy-down.

3746 E Dragoon Avenue, Mesa

4 Beds ⋅ 2 Baths ⋅ 7057391 MLS ⋅ 1,916 SqFt.

Seller is ready to work with a well-qualified buyer bring your offer! This move-in-ready Mesa home delivers the space, upgrades, and flexibility buyers are looking for, all with NO HOA. The heart of the home has been completely remodeled and opened up into an impressive great-room concept, creating a bright, spacious main living area with vaulted ceilings and abundant natural light. The updated kitchen flows directly into the living and entertaining spaces, featuring granite countertops, generous cabinetry, and an open layout designed for everyday living and hosting. Offering 4 bedrooms, 2 bathrooms, and over 1,900 sq. ft., this single-level home sits on a large cul-de-sac lot with RV parking, a 2-car garage, additional workshop space, and no neighbors directly behind. Step outside to your own private Arizona retreat featuring a sparkling pool with cobalt blue tile, custom water feature, kiva fireplace, mature trees, lush grass, and plenty of room to entertain. Conveniently located near Superstition Springs, Loop 202, shopping, dining, parks, and schools, this home offers a hard-to-find combination of location, privacy, upgrades, and value. The seller is motivated and prepared to work with a strong, well-qualified buyer to get the right deal to the closing table.

933 N Sericin Circle, Mesa

2 Beds ⋅ 1 Baths ⋅ 7053308 MLS ⋅ 952 SqFt.

Welcome to Brentwood Southern, a gated 55+ community offering security, comfort & resort-style living. SO MUCH ROOM!! Formal Living & Dining area PLUS a separate Family room/sitting room & another bonus room to use as a game room, library or whatever your heart desires! There is also an attached craft/hobbie/workshop with exit to the patio area. Not only that but there is still another outside storage area & indoor laundry. This home is ready to go complete with refrigerator & washer/dryer. Community amenities include outdoor pool and spa, heated indoor pool & spa, clubhouse & fitness center. Rental motorhome storage available for residents for just $32/month. Land lease includes water, sewer & trash. Incredible value!

8103 E Southern Avenue Unit 301, Mesa

3 Beds ⋅ 2 Baths ⋅ 7052519 MLS ⋅ 1,100 SqFt.

*** SELLER WILL FINANCE FULL 30 YEARS! NO BANK NEEDED! *** The home was remodeled less than a year ago, including new interior and exterior paint, new light fixtures, new carpet, new kitchen countertops and new appliances. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

1238 E Vine Avenue, Mesa

2 Beds ⋅ 2 Baths ⋅ 7051944 MLS ⋅ 828 SqFt.

Desirable Woodglen Square Updated Ground Level Condo. Beautifully updated two bedroom two bath unit. Freshly painted throughout featuring new porcelain tile flooring. Brand new microwave and dishwasher. Creating a modern field, the moment you walk in. Master bedroom both a large walk-in closet. Living room has a cozy wood-burning fireplace community offers two pools and two hot tubs quick access to highway shopping and dining. Don't miss your chance to make it yours!

533 W Guadalupe Road Unit 1087, Mesa

2 Beds ⋅ 2 Baths ⋅ 7051206 MLS ⋅ 1,340 SqFt.

Affordable 55+ living with seller financing available! This fully furnished 2-bedroom, 2-bath manufactured home offers a fantastic opportunity with seller financing available for just $3,000 down. Located in a gated 55+ community, this home includes all appliances, including the washer and dryer, and is move-in ready. Enjoy the added living space of the enclosed Arizona room, plus the convenience of a wheelchair-accessible ramp in the carport area. Monthly lot rent is $677 and includes all utilities, adding exceptional value. Community approval is required for buyers. Whether you're looking for a full-time residence or a low-maintenance seasonal retreat, this home is ready for its next owner!

300 S Val Vista Drive Unit 72, Mesa

3 Beds ⋅ 3 Baths ⋅ 7049566 MLS ⋅ 1,340 SqFt.

OWNER FINANCING!Beautifully townhome in the heart of Mesa offering the perfect blend of style, space, and convenience. This move-in ready 3-bedroom, 2.5-bathroom home features a spacious open layout, brand-new flooring throughout, bright living areas, and a private outdoor space perfect for relaxing or entertaining. Enjoy the ultimate convenience of two covered parking spaces directly behind the unit, plus access to premium community features including large grassy play areas, a sparkling pool, and available RV parking. Ideally located just minutes from premier shopping, dining, entertainment, ASU, and Cubs Spring Training, with rapid access to major freeways. With extensive community amenities covered by the HOA, this is an incredible, low-maintenance opportunity for primary homeowners.

225 N Standage Road N Unit 58, Mesa

3 Beds ⋅ 2 Baths ⋅ 7042047 MLS ⋅ 1,590 SqFt.

*** SELLER WILL FINANCE FULL 30 YEARS! ONLY 7.1% DOWN *** The home has been completely remodeled including, new paint, new countertops, new stainless steel appliances, new flooring, and more! It has a newer A/C (3 years) and a newer water heater. The home has a nice back yard with a covered patio and storage. Emerald Park is around the corner. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

1432 S Oracle --, Mesa

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.